Skip to main content

Limited-Time 0% Balance Transfer Promotion

We’re making saving easier than ever—no tricks, no hidden fees, just real savings for our union members.

Cut the Interest, Clear the Debt!
We believe saving money should be simple. That’s why we’re offering a balance transfer special on our Waterfront Classic Visa® that’s almost too good to be true (but it is!).

  • ZERO fees to transfer your balances from other high-interest credit cards. Most other financial institutions charge approximately 1-3% of all balances transferred. 
  • Lower your monthly payments and focus on what matters most.
  • Lock in a low, fixed rate of 9.90% APR* after 12 months

Why Choose Waterfront?
As union folks serving union folks, we look out for you. Whether you’re looking to simplify your credit cards or kick high-interest rates to the curb, we’ve got your back. It’s your money—keep more of it where it belongs: in your pocket.

Ready to Make the Smart Move?
Don’t wait! This limited-time offer ends February 27, 2026! Apply today and start your journey to a better financial future.

*APR = Annual Percentage Rate. Balance transfers completed January 5–February 27, 2026 will receive 0% APR for the first 12 billing cycles. After the promotional period, your rate will revert to the standard fixed APR, as low as 9.90% APR, based on creditworthiness. No balance transfer fees apply. Existing Waterfront credit card balances are not eligible for promotional rates. All loans and credit cards subject to credit approval. Additional terms and restrictions may apply. Contact the Credit Union for full details.