Waterfront Federal Credit Union

If you're looking to earn more on your money, consider one of our savings accounts.

Regular Share Savings Account

Our share savings account earns competitive dividends, so the more you save, the more you’ll earn.
Competitive rates
Automatically set aside savings
Low minimum deposit
No monthly service fee
Easy online access to check balances and transfer funds 24/7/365 with Waterfront@Home online banking, or through our automated phone teller system
Direct Deposit of payroll or social security

Save to Win Account

Turn Your Savings Into a Chance to Win Big – Every Month!^*
Saving just got a whole lot more exciting. With the Save to Win savings account, you’ll not only grow your savings—you’ll also get the chance to win monthly, quarterly, and even annual cash prizes!

How It Works:

For every $25 you save, you’ll earn one entry into prize drawings.
Entries are calculated based on your account balance at the end of each month.
The more you save, the more chances you have to win!

Win Without Risk:

It’s like a lottery, but you never lose—your savings stay safe and secure.
All winnings are cash prizes, deposited right into your account.
You’re automatically entered when you make qualifying deposits—no need to sign up each time.

Why You’ll Love It:

Boost your savings effortlessly while having fun.
Eligible for monthly, quarterly, and annual prize drawings.
Backed by the security of a federally insured credit union (NCUA).

Get Started:

*Waterfront CU membership eligibility and a qualifying Save to Win Account are required. Members earn one (1) entry for each $25 increase in the monthly balance of their qualifying account, calculated on the last calendar day of the month. Odds of winning depend on the number of eligible entries received. No purchase or other action is necessary to enter or win except for making the required deposits. Eligibility restrictions apply. Prizes are non-transferable, and winners of prizes valued at $600 or more will receive an IRS Form 1099-MISC. See Official Rules at [credit union website] for complete details. Federally insured by NCUA.