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Personal Loans

Line of Credit & Other Loans

As another way to help our members with their individual borrowing needs, we have several personal loan types to choose from.

Line of Credit

  • Fixed interest rate
  • Variable payment is 2% of the outstanding balance after each advance
  • Can be used for overdraft protection on your checking account
  • Easy online access to check balances, transfer funds and pay bills 24/7/365 with Waterfront@Home online banking, or through our automated phone teller system
  • No collateral required
  • Quick approval process

Signature Loans

  • Fixed interest rate established at time the loan is granted
  • Fixed payment
  • Loan is disbursed for full amount
  • No collateral required
  • Quick approval process

Share Secured Loans

  • Based on interest rate of shares used for collateral
  • Fixed payment
  • Loan is disbursed for full amount
  • Shares or Share Certificates used for collateral
  • Quick approval process

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