Important Announcement: We are aware that some members are reporting problems with cash withdrawals at ATMs outside of the credit union's network (CO-OP). Surcharge-free ATMs are unaffected by this issue. We encourage you to find a surcharge-free ATM near you before making a withdrawal. We have also had isolated reports of PIN-based debit card transactions being denied, and are looking into this as well. We anticipate that this issue will continue through the weekend and encourage you to plan accordingly. Thank you for your patience as we work to resolve this issue as soon as possible!
Upcoming Holiday Closure: We will be closed Monday, February 16, in observance of Presidents Day. Online and mobile banking are available 24/7.
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High-Yield Savings - Up to 4.07% APY*
Save to Win® - Chance to win cash prizes with every $25 you save
Share a photo. Win a coffee & treat break for you and your crew.
Built for the Trades. Built for You.
A no-fee home equity loan is rare.
Almost magical in today’s world.
Move high-interest balances to the card for union members!
Boats & RVs now as low as 6.04% APR.* Lock in your rate!
The IRS officially opened the 2026 tax filing season on January 26, 2026, meaning you can now file your federal return for the 2025 tax year. For many Waterfront members, this also means refunds, budgeting decisions, and planning what’s next.
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Cut the Interest, Clear the Debt: Transfer Your Balances Today!
Whether you’re dreaming about time on the water or weekends on the open road, having the right financing in place helps you move forward with confidence.
Applications being accepted through February 28, 2026.
Starting May 1, 2025, members using Co-Op Shared Branching locations outside of the state of Washington will notice a small change designed to help keep your account safer.
Introducing a new security feature designed to protect your transactions.
Are you getting the most out of your money? Earn up to 4.07% APY* with a High-Yield Savings Account
We've recently lowered our auto loan rates. But how does this help you on your financial journey?
Introducing Waterfront FCU Text Support – Your Solutions in Seconds!
Back-to-school season can be both exciting and financially overwhelming. Here's how to navigating these expenses without breaking the bank.
As leaves turn and the air grows crisp, fall marks a perfect time for a financial checkup.
In today’s digital age, financial scams are becoming increasingly sophisticated, making it crucial to stay vigilant and informed.
As summer heats up, so do the temptations to spend. Here’s how you can keep your summer both enjoyable and economical.
Check out these essential strategies for both creating a solid credit foundation and keeping your credit score in great shape.
Essential budgeting tips to help you refresh your spending habits and enhance your financial health.
Learn more about this convenient service.
Changes to the economy, your situation, or your goals may prompt you to take a look at your budget for opportunities to save. But where do you start? Learn more.