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*APR = Annual Percentage Rate. All loans are subject to credit approval. Your rate and credit limit will be determined based on individual creditworthiness including income, debt ratio and employment. Verification of income may be required. 0.50% APR rate reduction is in addition to discounts of 0.25% for active checking account and 0.25% for receiving eStatements. Rate discount available January 15 -March 31, 2025 and is subject to end at any time without notice. Existing Waterfront boat/RV loans are not eligible for refinancing under this program. Offer subject to change or end at any time. Additional terms and restrictions apply. Contact the Credit Union for full details.