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Our Waterfront@Home online banking and bill pay system is designed to provide you and your family with free, secure and easy online access to your Waterfront accounts 24/7/365.

  • View account balances and transaction history
  • Access to pay your bills online via Paymybills@Waterfront (Bill Pay)
  • Access to your Waterfront VISA Credit Card account
  • Access to eStatements
  • See if a check has cleared and get copies of cleared checks
  • Make a loan payment
  • Transfer funds between accounts
  • Update your personal information

Enroll Today

Waterfront Mobile Banking

Whether you have a Smartphone, a text-only phone or a tablet you can access your Waterfront accounts anytime, anywhere and at no cost to you. All information transmitted between servers and your mobile device is encrypted at the same high security level as our regular desktop online banking.

First Steps:

  • To activate Mobile Banking you'll need to be enrolled in Online Banking and register your device
  • Download and open the app
  • You will login using your same Online Banking credentials
  • You will then be prompted to register your device
  • Request the email to receive the code, or
  • Go to Waterfront@Home/Online Banking and login
  • Click on the dropdown menu and select “Device Management”
  • Click the “Register” button
  • Done - now you can use your new Waterfront Mobile banking app!

Mobile Banking App Tutorial:

 Once you're signed up, you can:

  • Check your balances
  • View transaction history
  • Pay your bills
  • Deposit your checks with Remote Deposit Capture
  • Transfer funds
  • Single sign on
  • Ability to update your personal information
  • View holds, pledges and ACH items
  • Use a branch and ATM locator
  • Remote Control Cards (lets you turn your card off and on as additional fraud security)
    • Have full control over when your card is active
    • Prevent unauthorized use if lost or stolen
    • Be proactive in the event of a possible data breach at a store you recently shopped at
    • Protect your money when traveling

Already enrolled in Online Banking?

Then you're ready to use Mobile Banking!

Find our mobile application under Waterfront Mobile and download it to your Android Smartphone, Apple iPhone or most tablets. To download the app, click the "Download Mobile App" button from your mobile device.


To minimize Mobile Banking risks, please review some very important safety tips:

  • Lock phones with a lock code if available
  • Turn off Bluetooth capability when not in use. (Hackers can view/download the content of your phone via the Bluetooth connection, without you knowing it.)
  • Purge text messages regularly
  • Delete cached data from mobile browsers
  • Do not allow mobile browsers to store online banking credentials
  • Do not disclose personal information via text messaging
  • Do not leave your phone unattended
  • Visit trusted sites only and don't click on suspicious email messages and embedded links, just as on a computer
  • Contact us immediately if your phone is stolen
  • Do not "jailbreak," "root," or otherwise modify your phone

Funds Availability: Availability of your deposited funds is based on the hold policies of Waterfront Credit Union. Please contact the Credit Union if you have any questions. You should retain your deposited check for 60 days and then securely destroy it.

Click here for Waterfront Credit Union's Mobile/Remote Deposit Capture (RDC) Terms and Conditions.

Click here for Waterfront Credit Union's Electronic Funds Transfer (EFT) Agreement.

We are now offering a Text Alert service to help keep you updated on suspicious activity on your card(s).

Here's How It Works:

  • If you have your cell phone number on file with us, you will now receive SMS text messages from our Fraud Department if there is suspicious or fraudulent activity on your debit and/or credit card. You will then be given the option to reply to either have your card blocked or reopened so you can continue using it with a minimal wait time.
  • If you do not have your cell phone number on file with us, you will still receive a call to the number we have listed for you as you have in the past. If you would like to take advantage of this new service, contact us to get your cell phone number added to or updated in our system.
  • You have the option to opt out of this service at any time by contacting us:
    • via phone at 800.423.1071
    • in writing via email to:
    • ‚Äčin writing via mail to: 6419 Fauntleroy Way SW Seattle, WA 98134
  • REMINDER: you always have the ability to turn your card(s) on/off with our Remote Control Card feature available on our Online & Mobile Banking platforms.

Have Questions?

Contact Us