Membership

Join a Credit Union That’s Built for Union Members and Families

At Waterfront Federal Credit Union, we’re here for union members—and their families. If you belong to one of our partner unions or you're related to someone who’s already a member, you may be eligible to join.

Who Can Join?

• Union members from any of the groups listed on our Our Unions page
• Immediate family members of current Waterfront members. This includes spouses, parents, children, siblings, and household members. 
• Retirees or annuitants from eligible unions

Once a Member, Always a Member

Whether you move, retire, or change jobs, your membership stays active. We’re here with in-person, online, and mobile banking services to support you wherever life takes you.

Join in June and Get $25!*

This June, we’re celebrating our members and welcoming new ones! Open your first account at Waterfront Federal Credit Union between June 1–30, 2025, and you’ll receive a $25* deposit just for joining. No hoops, no balance requirements—just a warm welcome and a simple way to say we’re glad you’re here.

Let’s Get Started:

Open an Account Online

Contact Us to Learn More

*Offer valid June 1–30, 2025. New members who open an account during the promotional period will receive a $25 deposit within 10 business days of account or loan opening. Membership eligibility required. Federally insured by NCUA. Other restrictions may apply. Contact us for full details.