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TruStage Insurance

TruStage® Insurance: Simple, Straightforward, Budget-Friendly.

Insurance is an important part of a solid financial plan. The key is finding coverage that fits your needs and budget from someone you can trust. The right insurance can help give you peace of mind.

Backed by more than 80 years of working with credit unions and their members, you can count on TruStage to help protect what matters most. Trust us for all your insurance needs ~ including life, car and home, accidental death and dismemberment coverage and more.

Get a quote or explore your options at TruStage.com.

You May Be Paying Too Much for Car Insurance


You could save $665* on car and insurance. Get a quote. TruStage Insurance Agency

You work hard for your money and even harder to keep your budget on track. So why spend too much on car insurance—maybe hundreds of dollars too much?

Waterfront Credit Union members may qualify for discounts on car insurance through the TruStage® Auto Insurance Program. You could save big, and it can be easy to switch carriers—without losing any money.

TruStage offers a powerful mix of savings and popular, member-friendly benefits:

  • Credit union members can save hundreds*
  • Nationally recognized companies
  • Friendly, 24/7 service—even on holidays
  • Discounts for multiple vehicles, safety features, good driving and more*
  • Mobile app for easy claims

It’s easy to get a free quote today. Don’t wait to see how much you could save.

A Tradition of Strength

TruStage® Auto & Home Insurance Program is made available through TruStage Insurance Agency, LLC and issued by leading insurance companies. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.

*Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverage and limitations. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.

© 2021 TruStage Insurance Agency

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There’s No Place Quite Like the Place You Call Home


TruStage Insurance Agency. Home insurance savings for hard working people.

You work hard to give your family a home and the treasured memories that go with it. Help protect them with insurance from the TruStage® Home Insurance Program.

Home insurance can help cover damage or loss due to fire, weather, theft and more. And it helps protect you from liability if an accident happens on your property.

The TruStage® Home Insurance Program helps you protect your house—and everything in it—with coverage underwritten by Liberty Mutual Insurance®, including:

  • Potential savings for Waterfront Credit Union members
  • Discounts for multiple policies
  • 24/7 claims, even on holidays—many are settled on the spot
  • Inflation protection—get today’s value for your belongings
  • Temporary housing assistance when you need it

Get a free quote today, and help make sure the place you call home has the protection it deserves.


TruStage® Condo Insurance

The TruStage® Home Insurance Program provides quality condo insurance that's designed to be affordable and is available to credit union members.

This valuable coverage can help you protect your family's home and personal belongings. You'll also have access to outstanding online 24/7 claim services.

Get your free quote today or call 1-855-483-2149.


TruStage® Renters Insurance

The TruStage® Home Insurance Program provides quality renters insurance that's designed to be affordable and is available to credit union members.

This valuable coverage can help you protect your family's home and personal belongings. You'll also have access to outstanding online 24/7 claim services.

Get your free quote today or call 1-855-483-2149.

A Tradition of Strength

TruStage is part of a heritage of faithful service to credit union members spanning more than 80 years.  Over 20 million people have selected TruStage for accidental death and dismemberment, life, auto & home insurance and more.

Get a Home Insurance Quote  Get a Condo Insurance Quote  Get a Renters Insurance Quote

TruStage® Auto & Home Insurance Program is made available through TruStage Insurance Agency, LLC and underwritten by leading insurance companies, including Liberty Mutual Insurance Company or its subsidiaries or affiliates, 175 Berkeley Street, Boston, MA 02116 USA. ©2022 Liberty Mutual Insurance. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. *Please consult your policy for specific coverage and limitations. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.

© TruStage Insurance Agency

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We Help Make it Easier to do the Right Thing for Your Family

TruStage Insurance Agency. Life insurance designed to be easy and affordable.

You’ve always done what’s right for the ones you love. Taking steps to help make sure they’re financially protected if you pass away is one more way to show you care.  

TruStage® Life Insurance could be a simple, affordable way to help protect your family. It's money your loved ones could use to help pay mortgage or rent, day-to-day bills, medical and funeral expenses–whatever is needed most.

TruStage helps you to compare insurance and explore your options—so you can make the right choice for your family.

  • Compare life insurance options
  • See instant quotes based on your budget
  • Apply online or over the phone

Do the right thing, starting today.

Get an instant online quote. Or call 1-800-814-2914 and talk to a licensed agent.


Term Life Insurance

You want the best for your family and that means planning for life’s “what ifs.” Like what if you were to die unexpectedly, and they had to make ends meet without your income?

Term life insurance helps protect your family from the loss of your income if you were to die. It pays income-tax free money they could use for the mortgage, debts, unpaid bills or any reason.

TruStage® Term Life Insurance is a good choice if you need high coverage amounts now, with payments that fit your budget. And it’s available entirely online, so you can apply in about 10 minutes*:

  • Six-step application
  • 100% online
  • Just a few health questions
  • No medical exam
  • Instant decision (up to $100,000)

Don’t wait. Get an instant quote based on your budget today. 

TruStage® Simplified Issue Term life insurance is issued by CMFG Life Insurance Company, part of TruStage Financial Group, Inc. This is a term policy to age 80 that that has premiums that increase when entering each five-year band: 25, 30, 35, 40, 45, 50, 55, 60, 65, 70, and 75. Approval is based on your answers to the questions on the application and additional information we obtain from other sources. Rates may be higher due to tobacco use. Product and features may vary and not be available in all states. Base Policy Form Numbers: ICC16-A10a-039, A10a-039-2016. © TruStage Insurance

*Time estimate source: TruStage Internal Analytics Reporting, January 2022

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Whole Life Insurance

You always try to do what’s right for your family. Taking steps to help ease the burden of final expenses after you’re gone is just one more way to show you care.

TruStage® Whole Life Insurance pays an income-tax free, cash benefit that your family can use for any reason—like funeral expenses, mortgage payments or unpaid debts. Apply in minutes online or over the phone:

  • Just a few questions
  • No medical exam
  • Instant quotes based on your budget

Don’t wait another day to get prepared.

Get an instant quote online based on your budget today. Or, call 1-800-814-2914 and talk to a licensed agent.

TruStage® Simplified Issue Whole Life insurance is made available through TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by any depository institution. Product and features may vary and not be available in all states. © TruStage Insurance Agency

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A Tradition of Strength

TruStage® is underwritten by CMFG Life Insurance Company, a well-known credit union member insurance provider for more than 80 years. CMFG Life has earned the trust of members nationwide and is rated “A” (Excellent) by A.M. Best, an independent national organization that rates insurers’ financial strength and performance. “A” is the third-highest of 16 ratings, as of March 2021. Join more than 20 million members who rely on TruStage.

Explore Life Insurance Options  Get a FREE Quote

TruStage® Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company, P.O. Box 61, Waverly IA 50677-0061. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. Products and features may vary by state. © TruStage Insurance Agency

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Accidents Can Happen Anytime ~ Be Prepared

Claim your no-cost accidental death & dismemberment insurance

A serious or fatal accident could change your family’s life in a heartbeat. In fact, accidents are the third leading cause of death for people of all ages.*

That’s why you’re entitled to $1000 of no-cost TruStage® Accidental Death & Dismemberment Insurance—an exclusive member benefit fully paid for by Waterfront Credit Union.

You can enroll in your no-cost coverage in just a few minutes. If you choose, additional insurance is available for you or your entire family designed to be at budget-friendly rates. Your acceptance is guaranteed—with no health questions or medical exam.

Since accidents can happen anytime, there’s no better time to help protect the people who matter most.

Claim Your FREE Coverage

*Centers for Disease Control and Prevention, National Center for Injury Prevention and Control, 2020

TruStage® Accidental Death & Dismemberment Insurance is made available through TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company, PO Box 61, Waverly, IA 50677‑0061. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union. Products and features may vary by state. Base Policy Series E10a-015-2012, E10a-014-2012, E10a-ADD-2012 and 2018-ADD-POL

© TruStage Insurance Agency

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