Savings Rates

Effective May 1, 2023

Share & Checking Accounts

Account Type	Minimum	Dividend Rate	APY as high as*
Regular Share Account	$5.00	0.05%	0.05%
Visa Pledge Account	$5.00	0.01%	0.01%
Share Draft Account	$500.00	0.02%	0.02%
IRA Shares	$50.00	0.05%	0.05%
Set-it & Foreget-it Savings Account	$5.00	0.10%	0.10%

Share Certificates

Term	Min Bal	Dividend Rate	APY as high as*1
30 Day	$500	0.50%	0.50%
90 Day	$500	0.75%	0.75%
180 Day	$500	1.00%	1.00%
1 Year	$500	1.50%	1.50%
15-Month	$500	4.00%	4.074%
2 Year	$500	1.75%	1.75%
3 Year	$500	2.00%	2.00%
5 Year	$500	2.50%	2.50%

IRA Share Certificates

Term	Min Bal	Dividend Rate	APY as high as*1
1 Year	$500	1.50%	1.50%
2 Year	$500	1.75%	1.75%
3 Year	$500	2.00%	2.00%
5 Year	$500	2.50%	2.50%

*APY = Annual Percentage Yield. All rates and yields are subject to change without notice. Fees charged could reduce the earnings on the account. Some restrictions may apply. Contact the Credit Union for further details and disclosures pertaining to each type of deposit/share product.

¹ Share Certificates earn and are paid dividends on a monthly basis. A penalty may be imposed for early withdrawal. The annual percentage yield is based on the assumption that the dividends will remain in the account until maturity. A withdrawal will reduce earnings.