Savings Rates

Effective June 1, 2024

Share & Checking Accounts

Account Type	Minimum	Dividend Rate	APY as high as*
Regular Share Account	$5.00	0.05%	0.05%
Visa Pledge Account	$5.00	0.01%	0.01%
Share Draft Account	$500.00	0.02%	0.02%
IRA Shares	$50.00	0.05%	0.05%
High-Yield Savings Account**	$5,000	2.50% - 4.00%	4.07%

Share Certificates

Term	Min Bal	Dividend Rate	APY as high as*1
3 Month	$500	3.75%	3.82%
6 Month	$500	3.50%	3.56%
1 Year	$500	3.00%	3.04%
2 Year	$500	2.50%	2.53%
3 Year	$500	2.50%	2.53%
5 Year	$500	2.50%	2.53%

IRA Share Certificates

Term	Min Bal	Dividend Rate	APY as high as*1
1 Year	$500	3.00%	3.05%
2 Year	$500	2.50%	2.53%
3 Year	$500	2.50%	2.53%
5 Year	$500	2.50%	2.53%

^*APY = Annual Percentage Yield. All rates and yields are subject to change without notice. Fees charged could reduce the earnings on the account. Some restrictions may apply. Contact the Credit Union for further details and disclosures pertaining to each type of deposit/share product.

**APY = Annual Percentage Yield. High-Yield Savings Account qualifications include a $5,000 minimum balance, monthly online/mobile banking login, enrollment in eStatements, & a monthly electronic deposit. APY is tiered based on account balance: Balances $5,000 - $20,000 will accrue at 3.00% APY, balances $20,000.01 - $50,000 will accrue at 3.50% APY, balances $50,000.01- $100,000 will accrue at 4.00% APY, and funds over $100,000 will accrue at 2.50% APY. If qualifications are not met, the account will earn the regular share dividend rate.  Other rates available based on amount deposited. Rates are subject to change at any time without notice. Membership eligibility required. Federally insured by NCUA. See credit union for full details. 
 

1 Share Certificates earn and are paid dividends on a monthly basis. A penalty may be imposed for early withdrawal. The annual percentage yield is based on the assumption that the dividends will remain in the account until maturity. A withdrawal will reduce earnings.