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Leaf Your Rate Behind This Fall

Leaf Your Rate Behind

A lower auto loan rate could mean more money stays in your pocket.

Whether you’re shopping for a new vehicle, buying used, or already have an auto loan somewhere else, now is a great time to see what Waterfront can offer.

Rates as Low as 3.64% APR*

New | Used | Refinance

Plus, no payments for the first 90 days.**

This limited-time offer is available through November 30, 2026.

👉 Apply for a Loan


Already Have an Auto Loan? Check Your Rate.

You don’t have to buy a new car to take advantage of a lower rate.

If your vehicle is financed with another lender, refinancing with Waterfront could help you lower your rate and potentially save on interest.

Not sure what rate you’re currently paying? Check your statement, then compare it with Waterfront’s rates as low as 3.64% APR.*


Why Choose Your Local Union Credit Union?

  • Competitive ratesas low as 3.64% APR*
  • No payments for the first 90 days**
  • Financing for new and used vehicles
  • Refinancing available for vehicles financed elsewhere
  • Local service from people who understand the union community
  • Your money stays closer to home with a local, member-owned credit union

Don't Wait. Offer Ends November 30.

Whether you’re ready for a different vehicle or simply want to leave a higher rate behind, Waterfront is here to help you explore your options.

  • Apply Today
  • Questions? Our team is happy to help. Call 206.622.8415.
*APR = Annual Percentage Rate. Auto loan rates as low as 3.64% APR. Stated rates are the lowest available for qualified borrowers and include all applicable discounts. Actual rate may vary based on creditworthiness, loan amount, term, and collateral. Rate discounts available on select loan products.
**No payment is required for the first 90 days of the loan; interest will continue to accrue during the 90-day no-payment period. Offer available for new and used auto purchases and refinances of vehicles currently financed with another lender; existing Waterfront Federal Credit Union loans are not eligible for refinance under this offer. All loans subject to credit approval. Membership required. Terms and conditions apply. Offer valid October 1 through November 30, 2026, and is subject to change without notice. Federally insured by NCUA.