A lower auto loan rate could mean more money stays in your pocket.
Whether you’re shopping for a new vehicle, buying used, or already have an auto loan somewhere else, now is a great time to see what Waterfront can offer.
Rates as Low as 3.64% APR*
New | Used | Refinance
Plus, no payments for the first 90 days.**
This limited-time offer is available through November 30, 2026.
👉 Apply for a Loan
You don’t have to buy a new car to take advantage of a lower rate.
If your vehicle is financed with another lender, refinancing with Waterfront could help you lower your rate and potentially save on interest.
Not sure what rate you’re currently paying? Check your statement, then compare it with Waterfront’s rates as low as 3.64% APR.*
Whether you’re ready for a different vehicle or simply want to leave a higher rate behind, Waterfront is here to help you explore your options.