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Checking

Compare and you’ll see the benefits to a Waterfront checking account

We don't believe a checking account should be difficult or that you should have to pay for it. In fact, we believe in paying YOU if you simply maintain a minimum of $500 in your account.

Here are all the great benefits our checking account has to offer:

  • Withdraw up to $1,500 cash from an ATM daily with your checking account’s EMV-enabled VISA Debit Card, along with worldwide acceptance
  • Access to over 30,000 surcharge-free ATMs nationwide through the CO-OP ATM Network
  • Easy online access to check balances, transfer funds and pay bills 24/7/365 with Waterfront@Home online banking and bill pay, or through our automated phone teller system
  • Mobile banking is here!
  • eStatements
  • Unlimited check writing
  • Reorder checks online
  • Direct Deposit
  • Overdraft protection from your regular share account
  • Courtesy Pay*
  • No minimum balance required, but let’s not forget that we’ll pay you for having your checking with Waterfront if you maintain a monthly minimum of $500 in your account

*Other fees, such as insufficient funds, stop pay requests, and automatic overdraft protection transfer fees may apply. Click here for our Courtesy Pay Opt-in and Disclosure information.