And now, referring someone is even easier:
Tell your friend or family member to stop by Waterfront and mention your name when they join.
When you refer an eligible friend or family member and they open a qualifying account, you’ll each get $50* after their first 90 days.
That’s it. No referral link or extra steps. Just tell your friends and family to stop in.
Referral bonus is limited to 10 per person. The referrer must be a current member in good standing. New members must meet membership eligibility requirements and open a qualifying account. A $50 bonus will be deposited into both accounts once the new account has been open for 90 days. Bonus payments may be reported as dividends and may be subject to IRS reporting. Offer valid from August 1 to September 30, 2026. This promotion cannot be combined with any other offers. Other restrictions may apply. Contact Waterfront Federal Credit Union for full details. Federally insured by NCUA.