Your Union

Recent Credit Card Updates

Your Money ~ Our Commitment to helping keep it safe.


We are pleased and excited to be upgrading our credit card’s security with a new EMV chip Credit Card ~ but that’s not all! We are also introducing a new rewards program, Waterfront Rewards, to help your spending be more rewarding!

EMV Upgrade

We’ve figured out all the details ~ here’s what you need to know:


Classic

  • Same LOW, FIXED rate of 9.90% APR for EVERYONE!*
  • Same fixed rate on purchases, cash advances and balance transfers
  • NO annual fee, NO balance transfer fee, NO over-limit fee
  • FULL DETAILS


Rewards

  • Rates as low as 11.90% APR*
  • Same fixed rate on purchases, cash advances and balance transfers
  • NO annual fee, NO balance transfer fee, NO over-limit fee
  • Earn rewards points to use towards travel, experiences, merchandise and so much more!


Waterfront Rewards Program

For every transaction that you make with your Waterfront Rewards credit card, you will earn rewards points that can be redeemed online for the following:

  • Merchandise ~ electronics, housewares, sporting goods, & more
  • Travel ~ airfare, hotels, rental cars, cruises, etc.
  • Experiences ~ theme park, sports, & other entertainment tickets

You will earn 1 point for every $1 spent & your points will last for 3 years.

 

What You'll Need to Do

ACTIVATE & begin using your new EMV Classic Card!
 

As of 3/1/20, all current, non-EMV cards were deactivated. Remember to update any automatic withdrawals or payments (i.e. gym dues, insurance payments, monthly subscriptions, etc.) with your new card information ~ transactions on your current card will be denied as of 3/1/20.

After 4/1/20, you can upgrade to our brand new EMV Rewards Card if you'd like, and enjoy the same conveniences of the Classic Card, and start putting each dollar spent to work for you with our NEW Waterfront Rewards Program!

NOTE: Your account number will change. If your credit card is used for preset/automatic payments or transactions, you will need to update your card number, expiration date and 3-digit security code (on back of card) where applicable. Your old credit card will automatically become inactive as of 3/1/20.
 

Need a credit limit increase?

Now is also a great time to consider increasing your credit limit to take advantage of all our cards have to offer. APPLY NOW!
 

*Based on creditworthiness. Some restrictions may apply. Contact the Credit Union for full details.

Our
Commitment