Your Union

2023 Waterfront Calendar Photo Contest

Image of hanging polaroid pictures with text reading 'How has Waterfront helped you?'

We’re looking for photos that show "How has Waterfront helped you?" 

  • Were you able to ride off into the sunset this year on the motorcycle of your dreams?
  • Finally able to tackle that kitchen remodel you've been daydreaming about for years?
  • Did your new RV take you on a cross-country adventure?
  • How many states were you able to visit on your road trip with your new SUV?
  • Did homeownership finally get checked off on your long list of to-do's?
  • Was your long-awaited trip to paradise worth the wait and every penny?
  • The possibilities are endless - we want to see what your credit union means to YOU!

Submit your photo(s) of what you've been able to finance with the help of a Waterfront loan into our Member Photo Contest for a chance to have your photo featured in our 2023 Calendar and win $50!*

Up to 12 member photos will be selected for the calendar and we’ll deposit $50 into each members’ savings account for each photo used!*

All photo entries must be high resolution (300 dpi) and submitted by email to by the entry deadline ~ Friday, October 14, 2022.

Details, Rules and Directions

  • Up to twelve (12) member photos will be selected for the calendar.
  • $50 will be deposited into each members’ savings account for each winning photo.
  • All photo entries must be a minimum resolution of 300 dpi.
  • Limit of five (5) photo entries per member.
  • Photo entries should be submitted by email to Please include your full name, phone number, and a short description answering the question "How has Waterfront helped you?" for each photo entry with your submission(s).
  • Contest starts Friday, September 2, 2022 and ends Friday, October 14, 2022.
  • Current Waterfront staff are able to participate in this contest. However, if a staff photo entry is chosen, staff WILL NOT receive the $50 deposit.
  • Winners may have to claim winnings for tax purposes. Please consult a tax advisor.
  • Any images submitted (whether used for the 2023 calendar or not) may be used for additional Waterfront branding, marketing, and advertising purposes for the Credit Union.
  • Only existing members of Waterfront in good standing may submit photos for entry and to be considered for final selection.
  • Winners will be contacted by October 19, 2022.
  • Important Note: Please take your privacy and other’s into consideration. Do not show items such as your personal/account information or number(s) (example: your credit or debit card account numbers).
  • All entries must be submitted electronically via an email with attachment(s) to (should your file size be larger than 10 MB, you can use online file-sharing and sending options such as to ensure your entry gets to us).
  • Photos must be submitted in a jpeg format. The preferred resolution is 300dpi.
  • Any photos submitted of people under the age of 18 must have a permission statement by a parent or guardian stating they authorize Waterfront Federal Credit Union to view and possibly use the image(s). The permission statement must be in writing within a Word document or the body of the email. For example: “I, Joe Smith, father of Sara Smith shown in the picture I’m submitting, allow Waterfront Federal Credit Union to view and possibly use her image for branding, marketing and advertising efforts.”
  • Please Note: The Credit Union will never sell or share your photo(s) or stories with any unauthorized outside parties or companies. All photos received will be kept by Waterfront. By submitting a photo, you give consent for Waterfront to use these in future efforts. This could include posters, media outlets, social media, statement inserts, website ads – among other things.

Should you have any questions, please email us at Someone will get back to you within the next business day. Thank you for participating in our 2023 Waterfront Calendar Photo Contest!