With a Waterfront Classic VISA you can expect:
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2.99% APR for all Balance Transfers until 4/15/19 and rate remains on transferred balances until April 2020!¹
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Same low, fixed rate for purchases & cash advances of 9.90% APR for EVERYONE!*
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No annual fee
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No balance transfer fees
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25-Day grace period on purchases
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24-Hour toll-free customer service
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Credit limit up to $25,000
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Global acceptance at over 19 million merchants worldwide
Download Balance Transfer Form Here
To see if we can increase your current Waterfront Credit Card limit
To open a new Waterfront Credit Card
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Effective January 1, 2019*
Application and Solicitation Disclosure
|
Interest Rates and Interest Charges |
|
Annual Percentage Rate (APR) for Purchases |
9.90% |
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APR for Balance Transfers |
2.99% until 4/15/19¹ |
|
APR for Cash Advances |
9.90% |
|
Penalty APR and When It Applies |
None |
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How to Avoid Paying Interest on Purchases |
Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. |
|
Minimum Interest Charge |
None |
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How will we calculate Your Balance |
We use a method called "average daily balance (including new purchases)." |
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For Credit Card Tips from the Consumer Financial Protection Bureau |
To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore |
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Fees |
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Transaction Fees |
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Balance Transfer Fee |
None |
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Cash Advance Fee |
2.00% of the amount of each cash advance |
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Foreign Transaction Fee |
2.00% of each transaction in U.S. dollars |
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Transaction Fee for Purchases |
None |
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Penalty Fees |
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Late Payment Fee |
Up to $25.00 |
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Returned Payment Fee |
Up to $25.00 |
|
Over Limit Fee |
None |
Click here for our VISA Credit Card Disclosure document.