Need a little extra cash in your pocket?

With Waterfront’s Skip-A-Payment program you can take a month off from your loan payment. The program extends to Auto, Lines-of-Credit, Motorcycle, Recreational Vehicle, and Signature loans.*

Use the extra cash for a special purchase, pay down your debt, or just enjoy a month without some bills!

NOTE: Due to the COVID-19 pandemic, we are currently allowing for two (2) skipped payments per calendar year as well as allowing two (2) consecutive months of skipped payments. Contact the Credit Union for full details.

If you have any questions regarding our Skip-A-Payment promotion, please contact a lending specialist.

Skip-A-Payment Application

Account to deduct $25 processing fee
Is one > than one? (true/false)

*WFCU Visa Credit Cards, Home Equity Lines Of Credit or Mortgage Loans do not qualify for this promotion. A fee of $25 per loan will apply. Bankruptcies DO NOT qualify. Skip-A Payment does not apply to the first payment on a loan. Check your GAP policy or other credit protection agreements before you skip the payment to be sure you are aware of any impact on coverage. Please submit applications 3 days prior to the first skipped payment, applications received one or two days before a skipped payment will be returned to you and regularly scheduled loan payments will be required. By signing this you understand that interest will continue to accrue. I understand that I may not qualify if my loan has not been current for the last 60 days, I don’t have the required insurance on all my auto loans, I have already done a skip this year, I have a workout loan with the credit union, I may have caused the loan(s) to be impaired or I am not a member in good standing. It will extend the length of my loans beyond the original term. If I make any changes to my direct deposit while my payments are skipped, I will notify the credit union. If the processing fee is not in my account as required, the skip will NOT be processed. Federally insured by NCUA.