Line of Credit & Other Loans
As another way to help our members with their individual borrowing needs, we have several personal loan types to choose from.
Line of Credit
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Fixed interest rate
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Variable payment is 2% of the outstanding balance after each advance
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Can be used for overdraft protection on your checking account
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Easy online access to check balances, transfer funds and pay bills 24/7/365 with Waterfront@Home online banking, or through our automated phone teller system
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No collateral required
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Quick approval process
Signature Loans
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Fixed interest rate established at time the loan is granted
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Fixed payment
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Loan is disbursed for full amount
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No collateral required
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Quick approval process
Share Secured Loans
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Based on interest rate of shares used for collateral
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Fixed payment
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Loan is disbursed for full amount
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Shares or Share Certificates used for collateral
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Quick approval process
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